Cash for Gold Montreal
Get Same-Day Cash for Your Gold at FairGold

Côte-Saint-Luc Shopping Centre

7075 Chemin de la Côte-Saint-Luc

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Cash for gold means selling your gold jewelry, coins, bars, or scrap directly to a precious-metals dealer for immediate cash payment — without selling on the open market, listing on classifieds, or waiting for online buyers to ship your items and process payment days later. For Montreal residents who need cash quickly — whether for an emergency, an opportunity, or simply because they prefer cash over digital payments — a trusted local cash-for-gold dealer is the fastest and most secure option.

FairGold Montreal, located at Côte-Saint-Luc Shopping Centre, has been paying same-day cash for gold and silver since 2015. Unlike pawn shops, mail-in services, or online marketplaces, FairGold combines transparent Kitco-based pricing, XRF purity testing performed in front of every customer, and triple counterfeit detection cash verification — giving sellers both fair offers AND complete peace of mind about the cash they receive. Cash payments are available for any amount, subject to on-site cash availability.

Several Montreal businesses advertise "cash for gold" services, but the actual cash payment experience varies widely. The best cash-for-gold experience combines four critical elements: a fair, transparent offer based on the live gold market; XRF testing on screen so you see your gold's exact purity in real time; same-day cash availability for the amount you need; and professional cash verification at the counter so you walk out knowing every banknote is authentic. FairGold delivers all four under one roof at our Côte-Saint-Luc storefront.

How Cash for Gold Works in Montreal

What "Cash for Gold" Really Means

"Cash for gold" is shorthand for a specific type of transaction: you bring your gold items to a licensed precious-metals dealer, the items are evaluated on the spot for purity and weight, and you receive immediate cash payment based on the current gold market price. There is no waiting period, no shipping, no auction, and no listing process. Walk in with gold, walk out with cash.

This is fundamentally different from selling gold online (which involves shipping, processing time, and trust in remote buyers), selling at auction (which takes weeks and charges commissions), or pawning gold (where you don't actually sell — you just borrow against it at high interest rates). Cash for gold is direct, immediate, and final.

The 3 Critical Considerations Most Sellers Don't Think About

Most people focus only on "how much will I get?" — but getting cash for gold actually involves three distinct concerns that determine whether you have a good or bad experience:

The OFFER — How much will the dealer pay for your gold? This depends on the current gold market price, your item's exact purity, and the item's weight.
The CASH AVAILABILITY — Does the dealer actually have enough cash on hand to pay you the full amount today? Smaller dealers and non-specialized buyers often can't pay large cash amounts immediately.
The CASH VERIFICATION — Are the banknotes you receive authentic? Without verification, you could leave with counterfeit bills and not realize it until your bank rejects them days later.

At FairGold Montreal, we address all three concerns transparently — and that's what separates a professional cash-for-gold experience from a risky one.

The Cash for Gold Process at FairGold

Here's the simplified version of how cash for gold works at FairGold Montreal — each step is explained in detail later on this page:

Call 514-234-0192 with details about your items, walk in during business hours, or check our live prices online at fairgoldmontreal.ca/prices.
Bring your gold items and a valid government-issued photo ID to our Côte-Saint-Luc storefront.
Watch the evaluation in real time — items are weighed on a calibrated scale and tested with an XRF (X-Ray Fluorescence) machine that displays the exact purity on screen.
Accept the transparent offer and receive same-day cash payment, with every banknote verified by triple counterfeit detection in front of you.

The entire process typically takes 10 to 15 minutes for standard items. For larger collections, estate jewelry, or bullion, we recommend booking a private appointment by calling 514-234-0192 in advance.

Why Choose FairGold for Cash Payment

1. Same-Day Cash Available for Any Amount

Cash-for-gold transactions involve more than just an offer — they involve trust, transparency, and verification. FairGold Montreal addresses every concern that comes with selling gold for cash, with five specific advantages that most Montreal dealers don't offer.

2. Triple Counterfeit Detection on Every Banknote

Every banknote paid out at FairGold is verified using a professional Syson mixed-denomination money counter with three independent counterfeit detection methods: ultraviolet (UV) light verification, magnetic (MG) ink detection, and infrared (IR) sensor validation. This is the same level of cash verification used by Canadian banks and large financial institutions — and it happens in front of the customer at the counter, not behind closed door

3. Manual Customer Recount Invited

After the Syson machine has counted and verified each bill, customers are encouraged to recount the cash manually before leaving the store. This two-step verification protects both parties from counterfeit currency, counting errors, and after-the-fact disputes. You leave the store with verified, counted cash — no surprises, no risk

4. Transparent Cash Calculation

Every cash offer is calculated using a clear, transparent formula: live Kitco gold or silver spot price multiplied by the exact purity factor (verified by XRF testing on screen), multiplied by the item's weight in grams, minus any disclosed fee or margin. You see the live market price, you see the exact purity reading on the XRF machine, you see the item weighed on a calibrated scale, and you see the final calculation before accepting. There are no hidden deductions or after-the-fact adjustments.

5. No Additional Fees for Cash Payment

Cash, Interac e-Transfer, cheque, and wire transfer are all offered at the same final price. Some Montreal dealers charge a "cash convenience fee" or offer lower amounts for cash payment than for electronic transfers. FairGold treats all payment methods equally — the seller chooses what works best for them, and the offer doesn't change. Whether you want $500 in cash, $5,000 by e-Transfer, or $25,000 by wire transfer, the underlying calculation is identical

These five elements — cash availability, triple counterfeit detection, manual recount, transparent calculation, and equal pricing across payment methods — are what separate a professional cash-for-gold experience from a risky one. Most Montreal dealers offer one or two of these. FairGold offers all five.

Cash Verification: The Syson Money Counter Explained

One of the most overlooked aspects of cash-for-gold transactions is the verification of the cash itself. Most Montreal dealers count cash by hand or use basic counting machines that simply tally bills without checking authenticity. FairGold Montreal is different — every banknote paid out is verified using a professional Syson mixed-denomination money counter with triple counterfeit detection, the same standard of verification used by Canadian banks and large financial institutions.

What Is the Syson Money Counter?

The Syson is a professional-grade mixed-denomination money counter designed for high-volume cash environments — banks, currency exchanges, casinos, and precious-metals dealers. Unlike basic bill counters that only count quantities, the Syson simultaneously counts each bill and validates its authenticity against multiple security features embedded in genuine Canadian banknotes.

The Syson handles mixed denominations in a single pass — you can put a stack of $20s, $50s, and $100s together and the machine identifies each bill, validates its security features, counts the total, and displays the breakdown by denomination. This eliminates manual sorting errors and ensures every bill is independently verified.

The Three Counterfeit Detection Methods

Every banknote that passes through the Syson is validated against three independent counterfeit detection methods. A genuine Canadian banknote must pass all three checks to be accepted. If any single check fails, the machine rejects the bill and alerts the operator immediately.

1. UV (Ultraviolet) Light Verification

2. MG (Magnetic) Ink Detection

Genuine Canadian banknotes contain ultraviolet-reactive ink patterns that are invisible to the naked eye but glow under UV light. These patterns include security threads, hidden numbers, and specific design elements that vary by denomination. The Syson's UV scanner passes each bill under ultraviolet light and verifies that the expected UV-reactive patterns are present and properly positioned. Counterfeit bills almost always fail this check because reproducing UV-reactive inks requires specialized materials and equipment.

The Bank of Canada uses magnetic ink in specific portions of every banknote — the serial numbers, security threads, and certain design elements are printed with iron-based ink that has measurable magnetic properties. The Syson's magnetic sensor detects these properties and verifies that the magnetic ink is present in the correct locations and concentrations for the bill's denomination. Counterfeit bills printed with standard ink fail this check immediately because they have no magnetic signature.

3. IR (Infrared) Sensor Validation

Canadian polymer banknotes (introduced in 2011) have infrared-readable features that are part of the polymer substrate itself — not just printed on top. The Syson's infrared sensor reads these features and confirms they match the expected pattern for the bill's denomination. This is the most difficult security feature to counterfeit because it requires access to the specific polymer formulation used by the Bank of Canada.

Why Triple Detection Matters

A counterfeit bill might pass one detection method by chance — a high-quality fake could replicate the appearance of UV-reactive patterns, for example. But passing all three independent methods simultaneously is nearly impossible without access to the same materials and printing technology used by the Bank of Canada. This is why financial institutions rely on triple-detection systems for their daily cash operations.

For FairGold customers, this triple verification provides two key benefits. First, you receive only authenticated banknotes — the cash you walk out with has been verified to be genuine. Second, the verification happens in front of you, at the counter, so you witness the process and have full confidence in the result.

The Two-Step Verification Protocol

At FairGold Montreal, cash verification is a two-step process that combines the Syson's electronic verification with manual customer verification. This dual approach protects both parties from counterfeit currency, counting errors, and after-the-fact disputes.

Machine verification — Each banknote is fed through the Syson money counter. As each bill passes through, the machine simultaneously counts it, validates it against UV/MG/IR security features, and records the denomination. The total is calculated automatically and displayed on the counter screen.
Total displayed to customer — The full cash amount is shown on the Syson's screen, broken down by denomination ($20s, $50s, $100s, etc.). The customer can verify that the total matches the agreed offer before any cash is handed over.
Manual customer recount — After the machine count, the customer is invited to manually recount the cash. The cash is handed to the customer to count themselves, in the store, before leaving. There is no pressure to skip this step.
Confirmation and completion — Once both the machine count and the customer's manual count match the agreed offer, the transaction is complete. The customer leaves with verified, counted, authenticated cash.

What This Means for FairGold Customers

For most cash-for-gold customers, the Syson counter and two-step verification are invisible details — but they represent a fundamental difference in how FairGold approaches transparency. Most dealers count cash quickly behind a counter, hand it over, and rush you out the door. FairGold's process is deliberately slower and more visible: the machine verification happens in front of you, the screen shows the breakdown, and you're invited to recount before leaving.

This level of transparency benefits everyone. The customer leaves with verified cash they trust. FairGold protects against after-the-fact disputes or counterfeit claims. And the entire transaction is conducted with the same professionalism you would expect from a bank or licensed financial institution — because that's exactly the standard FairGold operates at.

Cash Limits and Same-Day Availability

One of the most common questions about cash-for-gold transactions is how much cash you can actually receive on the day of your visit. The honest answer at FairGold Montreal: substantial cash is available daily for walk-in customers, and even when our on-site reserves run lower, we have a practical solution to keep your transaction same-day and cash-only.

Daily Cash Availability

FairGold maintains substantial daily cash reserves for cash-only transactions. This means most walk-in customers — including those selling larger gold jewelry collections, coin lots, or estate items — can receive their full payout in cash without any advance notice. The vast majority of transactions are completed entirely from on-site cash reserves during a single visit.

When Cash Reserves Run Lower

Cash availability naturally fluctuates throughout each business day. If several customers earlier in the day have completed large cash transactions, our on-site reserves may be lower by the time you walk in. In these situations, we offer a practical solution rather than asking you to come back another day or accept an alternative payment method.

When on-site cash isn't sufficient for your transaction, FairGold can typically arrange additional cash within 20 to 30 minutes by going to our bank and back. The customer can wait in the store (or step out and return), and the transaction is completed in cash on the same visit. This same-day cash solution means walk-in customers rarely need to settle for alternative payment methods — even when our reserves are temporarily lower.

Why Calling Ahead Is Always Better

While walk-in customers can almost always be served in cash thanks to our daily reserves and 20-to-30-minute bank solution, the most efficient and reliable approach is to call 514-234-0192 in advance — especially for larger transactions. Calling ahead with an approximate value of what you're selling allows us to:

Reserve the exact cash amount for your visit, eliminating any wait time
Confirm same-day availability so you can plan your day with certainty
Schedule a private appointment during quieter hours if you prefer added privacy
Prepare crisp, recently-verified banknotes ready at the counter
Coordinate enhanced identification verification for larger transactions (required by Quebec regulations

For estate sales, bullion holdings, large jewelry collections, or any cash-only transaction where you want a fixed appointment time, calling ahead is the smoothest path. A quick phone call eliminates any uncertainty and ensures everything is ready when you arrive.

If you walk in without calling ahead, here's the practical experience for most customers:

You're evaluated through the standard process — XRF testing, weighing, transparent offer calculation.
Once you accept the offer, the cash payout begins.
In most walk-in cases, the full cash amount is available immediately from on-site reserves.
If reserves are temporarily lower, you're informed honestly and offered the bank-fetching solution — typically a 20-30 minute wait.
During the wait, you can stay in the store, step out for coffee, or run a quick errand. The cash is brought back, verified through the Syson counter, and your transaction is completed same-day, in cash.
There is no pressure to switch to alternative payment methods unless you prefer to (Interac e-Transfer, cheque, and wire transfer are always available as options at the same price).

Alternative Payment Methods (If You Prefer)

While cash is the primary payment method most customers choose, FairGold offers four payment methods — all calculated at the same final price with no penalty or discount based on payment type. Customers can choose whichever method works best for them.

Cash — Substantial daily reserves available, with bank-fetching solution for amounts that exceed on-site availability.
Interac e-Transfer — Up to $10,000 per day to a single recipient through most major Canadian banks. Funds typically arrive within minutes.
Cheque — Personal or business cheque drawn on a major Canadian bank. Cleared funds typically available within 2-5 business days.
Wire Transfer — Same-day wire transfers available if initiated before mid-afternoon. Useful for very large amounts where cash isn't practical.

For very large transactions, customers sometimes prefer combining methods for personal security — for example, receiving part of the payout in cash and the balance by e-Transfer or wire transfer. This is entirely up to the customer; FairGold structures payment around the customer's preference, not internal convenience.

The Same-Day Cash Commitment

FairGold's commitment to walk-in customers is straightforward: if you want cash for your gold today, you'll leave with cash today. Substantial daily reserves cover the majority of transactions immediately. When reserves are temporarily lower, the bank-fetching solution keeps your transaction same-day. Alternative payment methods are always available if you prefer, but no customer is ever forced into a non-cash payment because of internal cash flow issues.

This reliability is one of the practical reasons Montreal customers continue to choose FairGold for cash-for-gold transactions — and one of the reasons we maintain a 4.9-star Google rating since opening in 2015.

About FairGold Montreal

FairGold Montreal is a family-owned gold and silver buyer and seller based in Côte-Saint-Luc Shopping Centre, serving the Greater Montreal area since 2015. The business is owned and operated by Simon and Nancy, who personally handle most evaluations in-store.

What we buy: gold jewelry (including broken or damaged pieces), gold bars, gold coins, bullion, silverware, sterling silver, silver coins and bars, dental gold, diamond jewelry (20 points or larger, SI2 or better clarity), watches, and full estate jewelry collections.

What we sell: investment-grade pure gold (24K / .9999) and pure silver (.999) in bars, coins, and rounds, depending on current stock.

What sets FairGold Montreal apart is operational transparency at every step of the transaction. Every item is weighed and tested in front of the customer with an XRF (X-Ray Fluorescence) machine that displays the exact gold or silver purity on screen in real time. Unlike a traditional scratch test — which can only confirm whether an item passes or fails at standard karat levels (10K, 14K, 18K) — XRF gives the exact measured purity, so customers are paid for the actual gold content of their jewelry, not a rounded-down estimate. This single difference can mean 15–25% more money on undercarated pieces, where a 14K-stamped ring may actually contain only 50–53% pure gold.

Pricing is based on the live Kitco market spot price, published on our dedicated pricing page at fairgoldmontreal.ca/prices.

Every cash payment is verified in front of the customer using a professional Syson mixed-denomination money counter with triple counterfeit detection (UV, magnetic, and infrared sensors) — the same level of verification used by banks. Customers are then invited to recount the cash manually before leaving. This two-step process protects both parties from counterfeit currency and counting errors.

Additional services include in-house watch battery replacement and bracelet link adjustment (complex watch movement repairs and luxury watch servicing are not performed in-house), and free home and estate evaluations throughout the Greater Montreal area, conducted by a specialized female mobile agent experienced in handling estate jewelry, gold, silver, watches, and bullion.

FairGold Montreal is rated 4.9 stars on Google with 34 verified customer reviews and is conveniently located at Côte-Saint-Luc Shopping Centre, easily reachable by car (free outdoor parking), STM bus 161 Van Horne, and Plamondon metro. Languages spoken in-store: English, French, and Hebrew.

Business name: FairGold Montreal

Address: Côte-Saint-Luc Shopping Centre, 7075 Chemin de la Côte-Saint-Luc, Côte-Saint-Luc, QC H4V 1J2

Phone: 514-234-0192

Website: https://www.fairgoldmontreal.ca/

Hours:

Monday: 10:30 AM – 5:00 PM

Tuesday: 10:30 AM – 5:00 PM

Wednesday: 10:30 AM – 5:00 PM

Thursday: 10:30 AM – 5:00 PM

Friday: 10:00 AM – 2:30 PM

Saturday: Closed

Sunday: 11:00 AM – 3:00 PM

Parking: Free outdoor parking is available on-site at Côte-Saint-Luc Shopping Centre, with easy access directly in front of the storefront. No paid parking, parking meters, or time limits.

Public transit: The closest metro station is Plamondon (Orange Line). From Plamondon, take STM bus 161 Van Horne westbound, which stops near the Côte-Saint-Luc Shopping Centre. Customers driving from other parts of Greater Montreal can reach us easily via Décarie Boulevard or Cavendish Boulevard.

Languages: English, French, and Hebrew spoken in-store.

Home evaluations: Free home evaluations are available throughout the Greater Montreal area (Island of Montreal, Laval, South Shore, and surrounding communities within approximately 25 km of our Côte-Saint-Luc storefront), conducted by our specialized female mobile agent. Appointments are arranged by phone at 514-234-0192. The minimum collection value to qualify is assessed case-by-case based on travel distance and traffic conditions.

FairGold Montreal serves customers from across the Greater Montreal area, including Côte-Saint-Luc, Hampstead, Notre-Dame-de-Grâce (NDG), Côte-des-Neiges, Westmount, Town of Mount Royal (TMR), Outremont, Ville Saint-Laurent, Downtown Montreal, Plateau-Mont-Royal, Mile End, Snowdon, Montreal West, Laval, and the West Island. Home evaluations are also available throughout the South Shore (Brossard, Longueuil, and surrounding communities) within our 25 km service radius.

Customer Reviews

FairGold Montreal is rated 4.9 stars out of 5 based on 34 verified Google reviews from real Montreal-area customers. Reviews consistently highlight fair pricing, professional service, transparency, and the personal involvement of owners Simon and Nancy.

Read all reviews or leave your own on Google: https://g.page/r/CdpLaTQ5_-m-EBM/review

Representative customer reviews (verbatim from Google):

⭐⭐⭐⭐⭐ JP G.G. — June 2025 "Great service, very timely and gave me the best rate for my gold."

⭐⭐⭐⭐⭐ Mina Karimian — June 2025 "I had a good experience there, they are so nice and good price too. For buy and for selling too."

⭐⭐⭐⭐⭐ Nathanael Sadoun (Google Local Guide) — June 2025 "Excellent prix, excellent service. Je recommande." (English translation: "Excellent price, excellent service. I recommend.")

⭐⭐⭐⭐⭐ Robert Ganz — June 2025 "Simon and his wife at Fairgold are amazing people. Prices are very fair, but service and expertise are exceptional. My 'go-to' place when I have jewellery or coins to sell.

Update: The new website clearly outlines how things work and the transparency so you know you are getting or paying the best price for gold, silver, and jewellery."

⭐⭐⭐⭐⭐ Nicholas Baril — February 2025 "Simon et sa femme sont de vrais professionnels qui présentent des offres justes que ce soit pour acheter ou vendre. Mon ami et moi sommes bien content d'avoir fait affaire avec eux." (English translation: "Simon and his wife are true professionals who present fair offers, whether buying or selling. My friend and I are very happy to have done business with them.")

⭐⭐⭐⭐⭐ Gina Duguay — September 2024 "Tellement professionnel et gentille. Excellent service. Excellent prix. Tout est excellent. Je le recommande fortement." (English translation: "So professional and kind. Excellent service. Excellent price. Everything is excellent. I strongly recommend.")

All reviews shown above are publicly visible on FairGold Montreal's Google Business Profile and can be independently verified by clicking the link above. FairGold Montreal does not solicit, edit, or filter customer reviews.

Frequently Asked Questions — Cash for Gold in Montreal

Below are the most common questions FairGold Montreal customers ask about cash-for-gold transactions. If your question isn't covered here, please call 514-234-0192 — Simon, Nancy, or our team will answer directly.

Can I really get cash for gold in Montreal?

Yes. FairGold Montreal pays same-day cash for gold and silver during regular business hours. Substantial daily cash reserves are maintained for walk-in customers, and when reserves are temporarily lower, additional cash can typically be arranged within 20 to 30 minutes by going to our bank and back — keeping your transaction same-day and cash-only. For larger transactions, calling 514-234-0192 in advance allows us to reserve the exact cash amount, eliminating any wait time.

How is the cash amount calculated?

The cash offer is calculated using a transparent formula: live Kitco gold or silver spot price × purity factor (verified by XRF testing) × item weight in grams − disclosed fee. You see every component during the evaluation — the spot price (published at fairgoldmontreal.ca/prices), the XRF purity reading on screen, the weight on a calibrated scale, and the final calculation before deciding whether to accept. There are no hidden deductions.

What's the maximum cash payout I can receive?

Cash is available for any amount subject to on-site availability and our 20-30 minute bank-fetching solution. For most walk-in transactions, the full cash amount is paid immediately from on-site reserves. For larger transactions, customers often prefer combining methods (cash plus Interac e-Transfer up to $10,000/day, cheque, or wire transfer) for personal security and convenience. Call 514-234-0192 in advance for any transaction over $5,000 to coordinate the best payment combination.

Are FairGold's banknotes verified?

Yes — every banknote paid out is verified using a professional Syson mixed-denomination money counter with triple counterfeit detection. The Syson uses three independent methods: ultraviolet (UV) light verification of UV-reactive ink patterns, magnetic (MG) ink detection of authentic security threads, and infrared (IR) sensor validation of polymer security features. This is the same level of cash verification used by Canadian banks. After the machine verification, customers are invited to recount the cash manually before leaving the store.

Is there a fee for cash payment versus other methods?

No. FairGold offers four payment methods (cash, Interac e-Transfer, cheque, and wire transfer) at the same final price. Some Montreal dealers charge a "cash convenience fee" or offer lower amounts for cash payment, effectively penalizing customers who prefer cash. FairGold treats all payment methods equally — your offer is identical regardless of how you choose to receive payment.

Do I need an appointment to get cash for gold?

Walk-ins are welcome during regular business hours (Monday-Thursday 10:30 AM - 5:00 PM, Friday 10:00 AM - 2:30 PM, Sunday 11:00 AM - 3:00 PM, Saturday closed). For standard items and transactions, no appointment is required. For larger transactions (estate collections, bullion holdings, or amounts where you want guaranteed cash availability), calling 514-234-0192 in advance lets us reserve cash, schedule a private appointment, and ensure your transaction is handled efficiently.

What ID do I need to receive cash for gold in Quebec?

A valid government-issued photo ID is required for every precious-metals transaction in Quebec, regardless of the amount or payment method. Acceptable identification includes: Quebec driver's licence, Quebec health card with photo, Canadian passport, or a Canadian provincial or territorial ID card. This requirement is set by Quebec precious-metals regulations and applies to all licensed dealers — not just FairGold.

Will FairGold beat other dealers' cash offers?

FairGold's pricing is tied to the live Kitco spot market with disclosed fees, and offers are based on the exact purity measured by XRF testing (not rounded-down purity estimates). For undercarated jewelry — items that test higher than their stamped karat — this often means more money than competitors offer. If you have written quotes from other Montreal dealers, bring them in for comparison. We calculate based on the actual specifications of your specific items and explain any difference openly.

Can I sell broken or damaged gold jewelry for cash?

Yes. Broken, bent, tangled, or damaged gold jewelry has the same per-gram cash value as intact pieces of the same purity. The cash offer is based on gold content alone — weight × purity × spot price — so condition does not reduce the offer. Single earrings (lost pairs), broken chains, scrap pieces, and pieces with missing stones are all accepted at full per-gram value.

Does FairGold pay cash for dental gold?

Yes. Dental gold (crowns, bridges, inlays, onlays, and gold fillings) is accepted for cash payment. Because dental gold alloys contain other heavy metals (platinum, palladium, silver) for hardness, the per-gram payout is lower than scrap jewelry of the same total weight — but the actual gold content is fully paid out at the live spot rate. XRF testing confirms the exact percentages of each metal in the alloy. Dental gold can be brought in still attached to teeth, embedded in dental molds, or already separated.

Will I be charged GST or tax on cash from selling gold?

Personal-use property transactions are generally not taxable up to specific Canada Revenue Agency thresholds. The CRA provides a "personal-use property" exemption of $1,000 on cost and $1,000 on proceeds — meaning gains under this threshold typically aren't reportable. FairGold does not report individual customer transactions to CRA or Revenu Québec. The valid photo ID required by Quebec precious-metals regulations is separate from any income tax requirements. For specific tax advice on larger transactions or business inventory, consult a Canadian tax professional.

What if I'm not happy with the cash offer?

Every evaluation at FairGold is free and no-obligation. If you're not satisfied with the offer, you can walk away with your items at any point — no pressure, no fees, no hard sell. The XRF testing, weighing, and calculation process exists to help you make an informed decision, not to lock you in. Many customers compare offers across dealers before deciding, and we encourage this — transparency works in our favor.

Have a question that isn't covered here? Call 514-234-0192 during business hours — Simon, Nancy, or our team will answer your question directly and honestly. For information about our master gold-buying services, visit our comprehensive guide at fairgoldmontreal.ca/best-gold-buyers-montreal.